Risk Signal: Ecuador Registry Civil Biometric Check

Jumio offers a database check service for Ecuador’s Civil Registry (Registro Civil de Ecuador), enabling the validation of the NUI (Número Único de Identificación) and personal identifiable information.

In Ecuador, the NUI is a unique identification number assigned to each citizen and resident, appearing on the Cédula de Identidad, the national identity card. This number serves as the primary personal identifier in official records.

Jumio’s service connects with the Registro Civil de Ecuador, the national agency responsible for identity registration and civil status records. The database check processes details from the provided ID or pre-entered data and retrieves an official photo from the Civil Registry’s database. This photo is then used for facial similarity checks, enhancing fraud detection and identity verification accuracy.

How Does It Work?

1. The user provides their government-issued ID or prepared data (such as name, date of birth, and ID number).

2. The provided information is sent to the Ecuador DB for verification.

3. The system retrieves a photo from the government database that corresponds to the submitted ID details.

4. If similarity verification is enabled, the retrieved photo is compared with:

   • A selfie is uploaded by the user.

   • The photo from the submitted ID document.

5. The extracted data and similarity results are analyzed to detect potential fraud.

6. The transaction response includes:

   • The verification result indicates whether the provided information matches official records.

   • The retrieved photo is for reference.

   • The similarity check result (if applicable).

Use Cases

• Identity verification in financial services to comply with KYC regulations.

• Fraud prevention in digital onboarding by ensuring the provided ID details match official government records.

Supported Credentials

The following data points can be submitted for validation.

Credential	Type	Mandatory	Description
ID / Data	Image	yes	ID Credential to be uploaded. Details from the ID can be used to verify the end user. Alternatively, the prepared data can be sent.
Selfie / Facemap	Selfie	no	Selfie Credentials can be submitted to be checked against the database or against the ID.

Required Fields ( Prepared Data)

The following data points via prepared data can be submitted for validation.

Field	Type	Mandatory	Description
firstName	string	yes	First name of the person.
lastName	string	yes	Last name of the person.
dateOfBirth	LocalDate	yes	Date of birth in yyyy-MM-dd format only.
paternalSurname	string	no	Paternal surname of the person.
maternalSurname	string	no	Maternal surname of the person.
address.country	string	yes	ECU indicates that the country is Ecuador.
id.idNumber	string	yes	DNI # example "12345678".
id.type	string	yes	ID_CARD type of card.
id.secondaryIdNumber	string	yes	Codigo_dactilar on ID (extracted from the backside of DB).

 

Example Request

{
    "firstName": "PAUCAR",
    "lastName": "CANCHIGNIA",
    "dateOfBirth": "1999-10-11",
    "paternalSurname": "KEVIN",
    "maternalSurname": "JAVIER",
    "address": {
        "country": "ECU"
    },
    "id": {
        "idNumber": "1754525424",
        "type": "ID_CARD",
        "secondaryIdNumber": "E3131I1121"
    }
}

Response

Example Response

"govtIdVerification": [
            {
                "id": "78dd0a16-39b1-4122-8244-52545256cece",
                "credentials": [
                    {
                        "id": "f5ae962f-f5b1-4f1b-b2f7-201a3b991d83",
                        "category": "DATA"
                    },
                    {
                        "id": "baa8f359-952d-4525-ae71-47423d051cf6",
                        "category": "SELFIE",
                        "label": "GOVT_ID_VERIFICATION"
                    }
                ],
                "decision": {
                    "type": "PASSED",
                    "details": {
                        "label": "OK"
                    }
                },
                "data": {
                    "country": "ECU",
                    "type": "ID_CARD",
                    "completeNameMatch": "MATCH",
                    "nationalIdMatch": "MATCH",
                    "dobMatch": "MATCH",
                    "personalIdNumberMatch": "MATCH",
             "photo": :  "https://retrieval.amer-1.jumio.ai/api/v1/accounts/045294ed-8284-4671-8c11-bdb60052d751/credentials/baa8f359-952d-4525-ae71-47423d051cf6/parts/FACE"
                }            }
        ]

Decision Details Labels

Decision Type	Label	Description
PASSED	LOW_RISK	The provided data matched.
REJECTED	HIGH_RISK	The provided data did not match what was on record. See Data for additional information.
WARNING	MEDIUM_RISK	If one of the names or DOB does not match, it is medium risk.
NOT_EXECUTED	TECHNICAL_ERROR	Verify the provided data is correct and retry, or contact Support.
NOT_EXECUTED	PRECONDITION_NOT_FULFILLED	The required fields are not available, or the required configurations are not set up.

Data

Key	Possible Values	Description
completeNameMatch	MATCH NOT_MATCH	To be a MATCH, the concatenated firstName and lastName values of the input data must exactly match what is in the Database.
nationalIdMatch	MATCH NOT_MATCH	Document Number is matched against the document number received from the vendor.
dobMatch	MATCH NOT_MATCH	The date of birth is matched against the date received from the vendor.
country	ECU	Country in ISO-3166-1 Alpha-3 Code or ISO-3166-1 Alpha-2 Code format.
type	ID_CARD
personalIdNumberMatch	MATCH NOT_MATCH	secondaryIdNumber matches the ECU personal ID number.
photo	String (href)	Link to the photo of the person returned by the DB.